If you haven’t yet noticed, we’re a little different, a little provocative (and a lot better) than your average “Joe” financial advisor.

In fact, there’s nothing average or conventional about us at all!  From the pictures and words on our website, to our “hybrid” affiliated advisors, to our crazy good educational resources, to our super competitive fee structures, to our process-oriented planning process, to our Gamma Efficient Income strategies, we strive to be a breath of fresh air in retirement education and planning. We think we’ve nailed it.

Our on-going mission is to really “KNOW” retirement…better than anyone else. And then share our expertise with you so together we can create and build a retirement plan you can feel confident in. We want to make preparing for retirement easier and living in retirement dreamier.

We truly believe that if you partner with us on this important endeavor, we’ll do more than anyone else to help you know more, get more, keep more and have more…now and in retirement.

Retirement Power Hours is NOT for everyone

But it is for anyone who:

  • Finds value in partnering with a retirement expert so they can focus on other aspects of their life (and retirement)
  • Is willing to put in the time to follow the process
  • Wants to know the facts behind retirement and is open minded to new research backed strategies
  • Understands the value of a balanced, objective plan that includes investments and safe money
  • Wants to protect their spouse and family, and rest easy knowing someone will always be looking out for them
  • Wants a partner who truly cares about their retirement outcome

Join us and experience a smarter, more efficient and more intimate kind of retirement advice…and leave with a renewed purpose, a comprehensive plan and peace of mind.

We’re Building a Network of Affiliated Advisors…Join Us

Are you interested in helping people better prepare for retirement? Are you passionate about what you do? Do you know retirement? Are you dually licensed to offer investments and insurance? If you’re not the average Joe advisor and want to be a part of something truly different, we’re interested in hearing from you. We have a complete system to help you grow your practice and make a positive impact in your community. Give us a call or send us an email.

Are you a CPA, estate attorney, insurance agent or other professional working with pre-retirees?

Retirement Power Hours is a valuable retirement resource for your clients. From our learning center to our University, to our assessments and full planning services, we’re sure you have clients that could benefit from all that we offer. We invite you to introduce us and show your clients you care about their retirement well-being. Please give us a call or send us an email for details.

We’re just an email away to help…use this email form to send a message.

    Our current affiliates are located in Central and Eastern MA, however through the amazing power of the Internet we are able to work with people anywhere in the country. If you’re looking for a team of retirement specialists, and are comfortable starting a relationship with us via the web or phone, let’s talk.

    Even if you already have an advisor you’re working with we invite you to take advantage of our assessments, which will give you a great 2nd opinion and an opportunity to raise the bar on him or her. We also invite you to take any of our e-classes and interact with all of the valuable content on our website.

    When it comes to retirement planning, we believe the most important and best investment you’ll ever make is hiring a retirement specialist and educating yourself on the issues. It’s simply too important and too complex to be left to chance, to previous ways of thinking, or put off to another day. We’ll also make sure you stay on track and take all those important action items when you’re suppose to (like claiming your Social Security, converting to a Roth, purchasing a Long Term Care policy, etc.). Like everything in life, a goal without a plan is just a wish and by consistently making informed decisions and committing to and implementing a plan, you’re much more likely to succeed.

    You’ll have your own affiliated retirement advisor who is licensed to offer balanced and objective investment and insurance solutions in whatever combination makes sense for you. We run many simulations and projections to help making smart, research-backed and data-driven decisions about how to make your income last throughout retirement. We also oversee other specialists as required for your unique situation: CPAs, estate attorneys and others.

    No, you can interact with the content in our Learning Center, take a class, follow our blog posts. Or, you can request single Assessments to analyze individual components of your retirement plan or address specific concerns. You can also hire us to create your plan and either deploy it yourself or with another advisor, although we feel our guidance will allow you to know more, get more, keep more and have more.

    When you contact us, we’ll put you in touch with one of our affiliate advisors to get started. He/she will recommend that you commit to our 4-step meeting process as well as answering a few questions about your retirement goals and needs.  After this initial discussion, we’ll decide together if we’d like to move forward to the first step in our retirement planning process.

    Our Retirement Power Hours planning approach requires that everyone we work with commit to the approach and our 4-step meeting process. Together, we make decisions about your retirement and the outcome you seek. Then, with our guidance, we build your retirement to meet those goals, and continue to monitor and adjust the plan as your life unfolds.

    Our Retirement Power Hours planning service covers a series of strategy meetings and is priced at $2,500. Our assessments are priced separately depending upon the assessment you require. Our ongoing fees are 100% transparent and dependent upon your unique situation. However, we are proud to say that our fees are some of the lowest in the industry.

    When you work with us on a retirement plan or assessment, you don’t have to move your investments over to us. When we reach the investment planning portion of our retirment planning process, we will do a portfolio analysis and suggest any re-allocation that will put you in a better position.

    Contact Info

    Connect with me

    Lynn Toomey, Co-Founder

    As an “almost” baby boomer herself, Lynn is a co-founder  and head of marketing and operations for the Retirement Power Hours team, as well as the main contact for all inquiries about the company and it’s mission. Lynn is a marketing and start-up expert with 30 years of success launching companies and products. She’s also the founder of an art entertainment company, Let’s Gogh Art. Lynn holds a master’s degree from Simmons College and has a passion for internet entrepreneurship and personal finance.

    As much as Lynn loves her work, she understands the value of relationships and taking time for “play” (although her kids will tell you she’s the queen of multi-tasking…tapping away at her laptop, while also microwaving dinner, while also slightly paying attention to a conversation with her twins)! You can usually find her and her significant other dishing out advice to their six kids, hosting a gaggle of girls for a sleep over, taking in a spin or yoga class, volunteer coaching, hosting friends and family for a Patriots game or simply enjoying all that life has to offer…afterall, life is all about balance, being happy and preparing for a dreamy retirement.

    “Americans carry around a lot of anxiety about retirement, yet many spend more time planning for vacation than they do for retirement! We’re going to change this.”  -Lynn Toomey


    Worcester, MA – Acton, MA – Lunenburg, MA

    We offer our educational services anywhere in the country. We have affiliated advisors who can offer one-on-one advice  to anyone in any location via phone or the Internet.


    • 1 Main Street, Suite 1, Lunenburg, MA 01462
    • 508.798.5115

    We Know Retirement

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