Below you’ll find important information and materials (i.e. homework). Feel free to review at your own pace, and come back to this page at any time you’d like to access the information.
We look forward to helping you get ready for retirement.
Class 1: Presentation
Class 2: Presentation
Class 3: Presentation
Class 4: Presentation
Notetaking PDF (to download, print and use for taking notes)
Class 1
Wed. Replay Link: https://youtu.be/iYhSYVcIRxo
Sat. Replay Link: https://youtu.be/3j9HR_qH46M
Class 2
Wed. Replay Link: https://youtu.be/aKGwaXBFBpY
Sat. Replay Link: https://youtu.be/0N0JiIms4h4
Class 3
Wed. Replay Link: https://youtu.be/wB7mlSTLYEI
Sat. Replay Link: https://youtu.be/LP7-PSQRvCw
Class 4
Wed. Replay Link: https://youtu.be/U8Na6QPty-g
Sat. Replay Link: https://youtu.be/_Vy7P-i6PhM
You have two options for chatting with your instructor about your retirement readiness.
Option 1: 30-min “Am I Ready for Retirement? chat
For this, you’ll simply have a conversation with Brian about your situation and any questions you have about your situation.
Click here to schedule chat only
Option 2: “Am I Ready for Retirement Audit” and review/chat
For this, you’ll simply fill in your contact info and answer a few financial questions that will enable YRA to complete your audit. Then, you’ll select a date and time that works for you. Please allow YRA 5 business days to complete your audit.
This Masterclass is based on 5 key Multi-Discipline Retirement Strategies and some little known tactics within each strategy that can significantly change your retirement outcome for the better. Each week of the Masterclass, we take a deep dive into each strategy along with retirement basics. It’s very important to understand these strategies. Check out the 8-page white paper or the 8-minute video, or both.
(Note: the white paper includes 8 strategies, while the class and the video at right, focus on the top 5)
Your instructor has suggested the below research articles to back up some of the concepts reviewed in class. Remember: research-backed retirement planning is essential.
Morningstar Alpha, Beta & Gamma Study
Common Risk Factors Affecting Retirement
Why Timing Risk is Critical in Retirement
Low Bond Yields and Safe Withdrawal Rates
(this article is a bit long, so at the very least read the executive summary on page 2)
While this class is about your financial life in retirement, it’s important to be mentally and physically prepared as well. These exercises can help address some important questions you, and your spouse/partner should answer before retirement.
Your instructor has suggested the below research articles to back up some of the concepts reviewed in class. Remember: research-backed retirement planning is essential.
Pre-Reading for Class 3: Hybrid Income Portfolio
Your instructor has suggested the below research articles to back up some of the concepts reviewed in class. Remember: research-backed retirement planning is essential.
Portfolio for a Changing Economy White Paper
FIAs Beat Out Bonds by Roger Ibbotson
Structured Investments Video (4 1/2 minutes)
Your instructor has suggested the below research articles to back up some of the concepts reviewed in class. Remember: research-backed retirement planning is essential. These tax materials are provided by Tax Smart Network (www.TaxSmartNetwork.com).
Rhetoric vs. Reality: Passive vs. Active Management
Hotchkis & Wiley Research on Passive vs. Active
Baird Research on Passive vs. Active
You should definitely give yourself a big ‘ol pat on the back for completing six hours of retirement planning education. You now have a little more power to change your retirement outcome for the better. We’d love to get your feedback on the class in a quick survey below. It helps us continue to improve the class. Thanks in advance.
Sometimes after class, you may feel a little overwhelmed by all the information. Check out the below checklist to help you get organized.
In a sea of 300,000 “financial advisors” it’s hard to know who are the right ones for you. Check out the guide below for some suggestions and good luck assembling your team of subject matter experts. And don’t forget to also chat with your instructor who is a Hybrid Retirement Advisor.
You have two options for chatting with your instructor about your retirement readiness.
Option 1: 30-min “Am I Ready for Retirement? chat
For this, you’ll simply have a conversation with Brian about your situation and any questions you have about your situation.
Click here to schedule chat only
Option 2: “Am I Ready for Retirement Audit” and review/chat
For this, you’ll simply fill in your contact info and answer a few financial questions that will enable YRA to complete your audit. Then, you’ll select a date and time that works for you. Please allow YRA 5 business days to complete your audit.
Class 1:
Identifying key Retirement Risks
Middle Way Guidance – An unbiased and balanced approach in retirement
Safe Withdrawal Rate – How much can you safely withdraw from your portfolio
Class 2:
How does Social Security work
Guaranteed Income sources in retirement
Developing a retirement income distribution plan
Class 3:
How to protect your portfolio amidst market volatility
Investment Planning – Alpha generating money management
A hybrid strategy to generate both growth and income
Class 4:
Minimizing your taxes to as close to zero as possible
Pulling it all together to optimize your retirement income
A few more tips and Are You Ready?